> ## Documentation Index > Fetch the complete documentation index at: https://docs.holace.io/llms.txt > Use this file to discover all available pages before exploring further. # Settlement Tab > The settlement calculator and net-to-client projector — overview only; deep dive in the Medical, Damages & Settlement section. The **Settlement** tab is the math layer over everything else. It pulls together the agreed (or projected) settlement amount, the firm's contingency fee, the costs from [Expenses](/case-management/journey-tabs/expenses), the medical bills and liens from [Damages](/case-management/journey-tabs/damages), and projects what's left for the client. \[Screenshot: Settlement tab showing gross settlement at top, then attorney fee, expenses, liens, and net to client computed beneath] ## What's on the tab * **Gross settlement amount** — the carrier's number * **Attorney fee** — `gross × contingency%` (your firm's contingency from the Journey config) * **Costs (firm-incurred)** — total billable expenses from the Expenses tab * **Medical bills (lien-eligible)** — sum of unreduced bills * **Lien reductions** — adjustments negotiated down with providers * **Other deductions** — funding company payouts, third-party subrogation * **Net to client** — what's left The numbers update live as you change inputs — adjust the contingency %, mark a bill as paid, log a lien reduction, and the net-to-client recalculates. ## Projection vs. final The same tab serves two phases: * **Projection** — while still in negotiation, plug in offers to see what each one would actually mean for the client * **Final** — once a settlement is reached, lock in the gross amount; the math becomes the basis for the [Disbursement Statement](/legal-workflow/disbursement-statement) A toggle at the top distinguishes the two states. ## Where to go next Deep dive: [Medical, Damages & Settlement → Settlement Calculator & Disbursement](/legal-workflow/settlement-calculator) covers the full math model — including how lien reductions are tracked, how PIP offsets work, and how the final disbursement gets generated and signed.